The most important thing we have as a firm is our clients’ trust.

President & Chief Investment Officer

Raymond A. Childs, CFA joined DJG Financial Services, Inc. as a Partner and Investment Advisor in 2021 when he merged his Registered Investment Advisor, Able Capital Management (ACM) with DJG. Prior to founding ACM, he was a Vice President with J. L. Kaplan Associates, LLC, a division of Evergreen Investments and has over 20 years of industry experience. Prior to working at Evergreen, Mr. Childs worked at Citigroup Global Markets, Banc of America Securities and CIBC World Markets.

Mr. Childs earned an M.S. in Investment Management from Boston University and a B.S. in Business Logistics from the Pennsylvania State University. He is a CFA Charterholder and a member of the Boston Security Analyst Society. Mr. Childs lives in Hingham, MA with his wife, Erin, and 3 children.

Partner & Investment Advisor

Thomas T. Childs joined DJG Financial Services, Inc as a Partner and Investment Advisor Representative in 2025. Prior to joining he was Head of CIB FX Corporate Sales at Santander helping corporations and financial sponsors manage currency and interest rate exposure. Prior to this he spent time at MUFG and 18 years at JPMorgan Chase.

Mr. Childs has a B.S. in Finance from Boston College. He brings a unique perspective on markets and risk management from which he will draw to help families protect and grow their wealth. He lives in Darien, CT with his wife, Carolyn and 3 sons.

Founder & Investment Advisor

Donald J. Gustafson is the founder and an Investment Advisor of DJG Financial Services, Inc. He is a Registered Investment Advisor and has held the PFS (Personal Financial Specialist) designation with the American Institute of Certified Public Accountants since 2005. Coupled with 50 years of experience as a CPA (with a Masters in Taxation), Don’s focus on client service gives him a unique perspective and enhances his role as a financial advisor.