At DJG, we believe retirement and estate planning are crucial components in the investment management process.

Understanding the complete financial picture of our clients help us provide more effective and appropriate investment management solutions to help them meet their goals.

We assist all our investment management clients with retirement and estate planning as part of our relationship, included in the investment management fee. We also provide these services on an hourly basis to non-investment management clients.

In order to plan for retirement, one must consider many factors. At DJG, our retirement planning begins with an assessment of where your currently are and what your retirement goals are. We consider each of the following:

• Current age
• Time horizon to retirement
• Financial needs for retirement
• Retirement funds available now and in the future
• Other retirement benefits available to you such as pensions and social security
• Effect of inflation

With the above information, we can map out and implement an investment strategy to accomplish your retirement goals. This service is included in the investment management fee for our investment clients.

Estate planning is incredibly important and can have a large impact on the legacy a person leaves to their family and community. Estate planning can limit probate costs, reduce estate taxes and direct assets to beneficiaries more effectively. Most importantly, estate planning can reduce the stress loved one’s face as they mourn their loss. We assist and advise our clients in their planning as part of our investment management services. We also provide these services on an hourly basis to non-investment management clients.